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Credit Bureau - Mannaging your credit and debt


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    The Three Major Credit Bureaus

    There is only one official web site (www.annualcreditreport.com) where you can order a copy of all reports compiled by the three credit-reporting agenecies, Equifax, experian and Trans-union. You can also get their free reports by calling (877) 322-8228.

    Here's how to contact the three major credit bureaus to ask about or obtain your credit report or credit score, alert creditors to a possible fraud using your name, or for any other reason:

    Equifax: 800-685-1111 (general) or 800-525-6285 (fraud); P.O. Box 740241, Atlanta, GA 30374; www.equifax.com

    Experian: 888-397-3742 (general and fraud); PO Box 2002, Allen, TX 75013, www.experian.com.

    TransUnion: 800-888-4213 (general) or 800-680-7289 (fraud); P.O. Box 2000, Chester, PA 19022; www.transunion.com.



    Note: While getting an annual credit report is helpful, a better way to monitor credit is through the Identity Protection Service. This service provides weekly fraud alerts, toll-free line, unlimited free credit reports and scores. Stay on top of your credit and finances.
    Get Your FREE 3-in-1 Credit Report with trial! Click here!
     
    Note: To "opt out" or remove your name and address from mailing lists provided by these three credit bureaus and another nationwide company (Innovis) to marketers, call toll-free 888-567-8688. See "Call the Credit Bureaus to Limit Unsolicited Offers" for more details.
     

    Call the Credit Bureaus to Limit Unsolicited Offers


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